Your insurance premium is an important part of your car ownership costs and you pay it faithfully. When you find yourself in a car collision, of course, you expect your insurer to help. In reality, many injured drivers and passengers turn to Flaxman Law Group after a car crash in Miami-Dade County because they run into challenges.
In some cases, insurers may reject a legitimate claim or may delay paying. In other cases, injured passengers and drivers end up being offered less than they expect or less than they need to pay for repairs, injuries, and other costs related to their accident. Fortunately, Florida law does protect injured parties.
Costs After a Car Crash in Miami-Dade County
The money an insurance company offers after a traffic collision is not always enough to cover all the costs related to an accident, and anything not paid for by insurance will need to come from the pocket of the injured driver and passengers unless these plaintiffs seek fair compensation.
Many plaintiffs are surprised by how much a car collision can cost. You can expect to pay for car repairs, medical treatment, lost wages at work, taxis, medication, long-term medical costs if your injury is serious, and more. You may also need to replace any personal property, such as phones or jewelry, which was damaged. If you are seriously injured, you may face significant lost wages as well as additional expenses.
Filing a Claim
Because of the high costs of car collisions, you’ll want to get documentation at the scene. Take pictures, exchange contact information with other drivers, and get the contact information of any witnesses. Write down any details you remember as soon as you can. These can help you later.
Make sure you keep any receipts related to your injuries and damages. This can include receipts for medicine, taxis, specialist visits, and any other expenses. It can be handy to keep these, as well as any notes about your treatment and situation, in a big envelope so you have them in one spot.
Filing a claim is fairly straightforward. You will need to contact your insurance company and start the claims process. Your insurer will tell you what steps you will want to take. As with everything in your car claim, make sure you jot down who you contacted at your insurance company, when you made contact, and what was said.
When filing a claim, you may also want to contact a Miami-Dade County car collision claims attorney. You may want to at least have an attorney review any offer your insurance company makes. You can do so by contacting Flaxman Law Group at 1-866-352-9626 (1-866-FLAXMAN) for a free, no-obligation consultation. Our legal team has more than six decades of experience and can tell you whether you have a claim and how much that potential claim may be worth. If you are facing challenges in getting your insurer to pay fairly or give you answers in a timely fashion, our team can negotiate on your behalf.