Articles Tagged with car insurance

Being seriously injured in a car crash in Tamarac or any South Florida community can be devastating. You may be in significant pain and you may have the stress of having to take time away from work. You may also need to fill out insurance forms, make claims, and deal with doctors’ appointments as well as health concerns.

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In this type of situation, it is easy for mistakes to be made, especially if you are unfamiliar with the injury and claims process. Some of the most common mistakes that people make after a serious car accident and injury include:

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If you want to paint the kitchen in your Homestead or Florida home, that can be a do-it-yourself project. All you may need are a few cans of paint, some tarp, and some paint brushes. While there are lots of projects that are easy for the handyman, it’s important to keep in mind that legal issues and legal questions are not a DIY fix.

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It is troubling that there are many videos, books, and articles suggesting that anyone can act as their own legal representative in insurance cases, legal claims, and injury cases. While it is true that you are not legally obligated to hire an attorney in these situations, trying to do it yourself can be an expensive mistake.

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Earlier this week, we took a look at the many costs and expenses associated with sustaining a serious injury in Hollywood or South Florida. In addition to the medication, medical services, medical devices, at-home care, hospital stays, and surgery costs that we have already discussed, there are additional, long-term expenses that injured patients often face.

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If you have been injured in a car accident in Homestead or in any incident in Florida, you will need to decide how much your injuries will cost. You will need to evaluate insurance or settlement offers, and that’s difficult to do that unless you know how what the total costs of your injuries will be. If an insurance carrier is offering you $10, 000 will that cover all your medical treatment, lost income, and car repairs?

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The problem is that many injured Homestead and Florida residents end up underestimating their injury costs and accepting insurance money that does not cover their long-term expenses. In this situation, the injured person may run out of money. This can be incredibly stressful and even harmful to the patient’s health – especially if they can no longer pay for the medical treatment they need.

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Insurance companies may tell you that their insurance process is simple and easy. There are books out there that claim to tell you how you can file your own claim without going through an attorney. This has created a lot of confusion among plaintiffs, and left many to wonder whether they need legal advice or a Florida or Hollywood injury lawyer after a serious injury.

The simple answer is “yes.”

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Drivers without insurance have been a problem in Florida for some time, and Hialeah police announced recently that they would be cracking down on motorists who do not obey insurance coverage laws. Experts say that the average Florida driver pays about $400 extra a year due to drivers who fail to get any insurance at all, and police point out that drivers without insurance or valid licenses are often behind hit and run accidents in Hialeah and other communities.

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Last month, police in the community checked the validity of insurance cards when pulling people over for traffic violations. It’s not something that police often do, since it requires calling insurance companies to verify whether a driver’s insurance policy is valid and up-to-date. The checks revealed a number of drivers without insurance and some without valid licenses. One man handed police fake insurance information and admitted that he purchased his insurance card in a parking lot.

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Many car insurance policies offer $10,000 in Personal Injury Protection for injuries and medical care for drivers injured in car collisions. Many drivers pay substantial amounts for their policies and so often assume that in the event of a car crash in Hollywood or their communities their insurance provider will take care of them.

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In many cases, it is a rude awakening when they discover that $10 000 in coverage will cover only some imaging scans and will not even cover the diagnostic testing after a serious car accident — much less treatment.

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Between 2013 and 2014, the number of hit and run accidents in Florida increased from approximately 77,000 to about 84,000. According to the Florida Highway Patrol, hit and run collisions in Miami and other cities is increasing, and the numbers are already dangerously high. The department had made a commitment to addressing the problem by raising awareness around the issue and stepping up enforcement.

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The Florida Highway Patrol reports that many hit and run drivers leave the scene of the accident because:

  • They are not licensed to drive
  • They are driving with a suspended license
  • They have no insurance
  • They are not eligible for insurance or a license
  • They are driving drunk or drugged
  • They have outstanding warrants
  • They do not want to pay for insurance increases

No matter what the reason, leaving the scene of an accident is against the law, and authorities are working to find drivers who are involved in hit and run collisions. Details of these cases is published online and in the media so that the public can come forward with information. In addition, body shops are also sometimes able to provide clues that can help police catch these drivers.

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According to a recent study by WalletHub.com, Florida is the worst state to be in a car accident. The website ranked states by issues such as rates of uninsured drivers and legal protection. The study found that 23.8 percent of Florida drivers are driving without insurance. It also concluded that coverage requirements for Florida drivers are low.

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In Florida, motorists only need $10 000 of property damage liability and $10 000 for personal injury protection coverage on their insurance in order to drive legally in the state. According to WalletHub.com and the insurance industry, Florida does require bodily injury coverage but many motorists opt not to pay for it.

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I had a lawyer on another case and I never spoke to the lawyer and I hated that I never knew what was going on in my case. Mr. Flaxman was in constant communication with me, explained everything to me, and his staff was really great too. My phone calls were always returned immediately. It was refreshing to be able to speak to my attorney personally. I would HIGHLY recommend Mr. Flaxman as an attorney to anyone who has been in an accident. Gloria
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I found Mr. Flaxman to be an excellent attorney for my personal injury case. This is actually the second time I have used him and he really represented my interests. He explained everything thoroughly and he was very available for my questions. Carol
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